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Operation and appropriateness of the superannuation and pension schemes for current and former members of the Australian Defence Force (ADF)

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Status: Submissions Closed
Committee: Senate Standing Committees on Finance and Public Administration
Submissions Close: Closed
Reporting Date: 19 Mar 2026
Number of Submissions: 0
Next Public Hearing: No upcoming hearings

Terms of Reference

The operation and appropriateness of the superannuation and pension schemes for current and former members of the Australian Defence Force (ADF), with particular reference to: - whether the legislative framework governing superannuation and pension schemes for current and former members of the ADF is fit for purpose; - whether the Military Superannuation and Benefits Scheme (MSBS) enables veterans to preserve savings to deliver income for a dignified retirement in an equitable and sustainable way; - the structure and governance of the Commonwealth Superannuation Corporation (CSC), including an examination of its services to current and former members of the ADF and the identification of strategies to address complaints and improve service delivery; - whether CSC account holders have the same rights and protections as other Australians in relation to their superannuation, including the ability to withdraw funds, receive appropriate returns, change superannuation providers and receive transparent information about return on investments; - mechanisms for veterans to have their discharge reclassified from administrative to medical, particularly in cases involving psychological injuries, and whether current appeal processes and discretion practices by the Department of Defence and the CSC adequately protect veterans’ entitlements and recognition of service-related mental health issues; - the operation and effectiveness of the MSBS, Defence Force Retirement and Death Benefits Scheme, Defence Forces Retirement and Benefits Scheme, Australian Defence Force Superannuation Scheme and Australian Defence Force Cover Scheme and whether these schemes are operating in the best interests of current and former members of the ADF, - targeted initiatives and education for current and former members of the ADF to preserve superannuation savings, improve understanding of superannuation and increase participation in these schemes; and - any other related matters.

Committee Information

Type: Senate Committee

The Finance and Public Administration Committees covers the following portfolios: Finance, and Prime Minister and Cabinet. The Committee also maintains oversight over three Parliamentary Departments: the Department of the Senate, the Department of Parliamentary Services and the Parliamentary Budget Office.

Legislation Membership

Considers bills referred by the Senate.

Chair Senator Karen Grogan Australian Labor Party · SA
Deputy Chair Senator Dave Sharma Liberal Party of Australia · NSW
Member Senator Jessica Collins Liberal Party of Australia · NSW
Member Senator Richard Dowling Australian Labor Party · TAS
Member Senator Barbara Pocock Australian Greens · SA
Member Senator Ellie Whiteaker Australian Labor Party · WA

References Membership

Considers all other matters referred by the Senate.

Chair Senator Dave Sharma Liberal Party of Australia · NSW
Deputy Chair Senator Karen Grogan Australian Labor Party · SA
Member Senator Claire Chandler Liberal Party of Australia · TAS
Member Senator Jessica Collins Liberal Party of Australia · NSW
Member Senator Richard Dowling Australian Labor Party · TAS
Member Senator Barbara Pocock Australian Greens · SA
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