Housing tax changes and 5% deposit

Question

1. Did Treasury assess the risk of negative equity for buyers entering the market under the expanded Australian Government 5% deposit scheme? If yes, please identify that assessment. 2. Did Treasury assess whether the 2026-27 Budget housing tax changes could increase the risk of negative equity for recent buyers, including buyers who entered the market under the expanded Australian Government 5% deposit scheme? If yes, please identify that assessment.

Answer

See attached response.

Documents

• Question with answer (PDF) (opens in a new tab)
• SQ26-000313 Housing tax changes and 5- deposit.pdf (opens in a new tab)