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H.R. 5438 House Economics and Public Finance

Incentivize Savings Act

Committee Consideration, still live
Introduced
Sep 17, 2025
Sponsor
Rep. McCormick, Richard (R-GA-7)
View on Congress.gov (opens in a new tab)

STAGE 2 OF 8 — COMMITTEE CONSIDERATION

Currently in the House. Last action: ordered to be reported (amended) by the yeas and nays: 25 - 19 on Feb 4, 2026.

  1. House Introduced in House Sep 17, 2025
  2. House Referred to the Committee on Oversight and Government Reform, and in addition to the Committee on the Budget, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned. Sep 17, 2025
  3. House Committee Consideration and Mark-up Session Held Feb 4, 2026
  4. House Ordered to be Reported (Amended) by the Yeas and Nays: 25 - 19. Feb 4, 2026

Cosponsors

69

Subjects

Budget deficits and national debtBudget processExecutive agency funding and structure

Committees

  • Oversight and Government Reform Committee
    • [Markup By, Feb 4, 2026]
    • [Referred To, Sep 17, 2025]
  • Budget Committee
    • [Referred To, Sep 17, 2025]

Summary

Incentivize Savings ActThis bill establishes requirements for allocating unexpended appropriations for federal agencies.If appropriations are provided to a federal agency for a definite period and the agency does not spend the funds during the period of availability, the bill requires49% of the funds to remain available for an additional fiscal year,49% of the funds to be used for payments of principal and interest on the public debt, and2% of the funds to be used for retention bonuses within the agency that do not exceed 10% of an employee's basic pay.If an agency's unexpended appropriations are allocated under this bill, the agency's budget request for the fiscal year following the fiscal year in which the funds expired may not exceed the prior year's budget request with an adjustment for inflation.

[Summary as of: Introduced in House]

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