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H.R. 5788 House Commerce

504 Program Risk Oversight Act

Introduced
Oct 17, 2025
Sponsor
Rep. Tran, Derek (D-CA-45)
View on Congress.gov

STAGE 4 OF 8 — HOUSE FLOOR

Currently in the House. Last action: received in the senate and read twice and referred to the committee on small business and entrepreneurship on Jan 26, 2026.

  1. House Introduced in House Oct 17, 2025
  2. House Referred to the House Committee on Small Business. Oct 17, 2025
  3. House Committee Consideration and Mark-up Session Held Nov 18, 2025
  4. House Ordered to be Reported by the Yeas and Nays: 27 - 0. Nov 18, 2025
  5. House Reported by the Committee on Small Business. H. Rept. 119-404. Dec 12, 2025
  6. House Placed on the Union Calendar, Calendar No. 352. Dec 12, 2025
  7. House Mr. Williams (TX) moved to suspend the rules and pass the bill. Jan 20, 2026
  8. House Considered under suspension of the rules. (consideration: CR H932-934) Jan 20, 2026
  9. House DEBATE - The House proceeded with forty minutes of debate on H.R. 5788. Jan 20, 2026
  10. House Passed/agreed to in House: On motion to suspend the rules and pass the bill Agreed to by voice vote. (text: CR H933) Jan 20, 2026
  11. House On motion to suspend the rules and pass the bill Agreed to by voice vote. (text: CR H933) Jan 20, 2026
  12. House Motion to reconsider laid on the table Agreed to without objection. Jan 20, 2026
  13. Senate Received in the Senate and Read twice and referred to the Committee on Small Business and Entrepreneurship. Jan 26, 2026

Cosponsors

3

Subjects

Bank accounts, deposits, capitalCivil actions and liabilityCongressional oversightGovernment information and archivesGovernment studies and investigationsPerformance measurement

Committees

  • Small Business and Entrepreneurship Committee
    • Referred To , Jan 26, 2026
  • Small Business Committee
    • Reported By , Dec 12, 2025
    • Markup By , Nov 18, 2025
    • Referred To , Oct 17, 2025

Summary

504 Program Risk Oversight ActThis bill requires the Small Business Administration (SBA) to annually conduct a risk analysis of all loans guaranteed under the 504 loan program.The 504 loan program provides long-term, fixed-rate financing to qualifying small businesses for major fixed assets, such as land, buildings, equipment, and machinery.The SBA must annually report the results of the risk analysis for each preceding fiscal year, including the steps taken by the SBA to mitigate the risks identified in the analysis.

Summary as of: Reported to House

Bill Text

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