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H.R. 6536 House Finance and Financial Sector

Rural Depositories Revitalization Study Act

Introduced
Dec 9, 2025
Sponsor
Rep. Norman, Ralph (R-SC-5)
View on Congress.gov (opens in a new tab)

STAGE 3 OF 8 — CALENDARS AND SCHEDULING

Currently in the House. Last action: placed on the union calendar, calendar no. 404 on Feb 2, 2026.

  1. House Introduced in House Dec 9, 2025
  2. House Referred to the House Committee on Financial Services. Dec 9, 2025
  3. House Committee Consideration and Mark-up Session Held Dec 16, 2025
  4. House Committee Consideration and Mark-up Session Held Dec 17, 2025
  5. House Ordered to be Reported (Amended) by the Yeas and Nays: 50 - 0. Dec 17, 2025
  6. House Reported (Amended) by the Committee on Financial Services. H. Rept. 119-473. Feb 2, 2026
  7. House Placed on the Union Calendar, Calendar No. 404. Feb 2, 2026

Cosponsors

3

Subjects

Bank accounts, deposits, capitalCongressional oversightFinancial services and investmentsGovernment information and archivesGovernment studies and investigationsRural conditions and development

Committees

  • Financial Services Committee
    • Reported By , Feb 2, 2026
    • Markup By , Dec 17, 2025
    • Markup By , Dec 16, 2025
    • Referred To , Dec 9, 2025

Summary

Rural Depositories Revitalization Study ActThis bill requires federal banking agencies to study and report on approaches to support rural depository institutions.Specifically, the Federal Reserve Board, the Office of the Comptroller of the Currency, and the Federal Deposit Insurance Corporation must jointly (1) study and report on methods to improve the growth, capital adequacy, and profitability of rural depository institutions; and (2) identify statutes and regulations that limit such methods or prevent the establishment of new rural depository institutions. 

Summary as of: Reported to House

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