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S. 875 Senate Finance and Financial Sector

FIRM Act

Introduced
Mar 6, 2025
Sponsor
Sen. Scott, Tim (R-SC)
View on Congress.gov (opens in a new tab)

STAGE 3 OF 8 — CALENDARS AND SCHEDULING

Currently in the Senate. Last action: placed on senate legislative calendar under general orders. calendar no. 32 on Mar 18, 2025.

  1. Senate Introduced in Senate Mar 6, 2025
  2. Senate Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. Mar 6, 2025
  3. Senate Committee on Banking, Housing, and Urban Affairs. Ordered to be reported with an amendment in the nature of a substitute favorably. Mar 13, 2025
  4. Senate Committee on Banking, Housing, and Urban Affairs. Reported by Senator Scott SC, under authority of the order of the Senate of 03/14/2025 with an amendment in the nature of a substitute. Without written report. Mar 18, 2025
  5. Senate Placed on Senate Legislative Calendar under General Orders. Calendar No. 32. Mar 18, 2025

Cosponsors

12

Subjects

Banking and financial institutions regulationCongressional oversightFinancial services and investmentsGovernment information and archivesGovernment studies and investigations

Committees

  • Banking, Housing, and Urban Affairs Committee
    • Reported By , Mar 18, 2025
    • Markup By , Mar 13, 2025
    • Referred To , Mar 6, 2025

Summary

Financial Integrity and Regulation Management Act or the FIRM Act

This bill prohibits the consideration of reputational risk by federal banking agencies when regulating, examining, or supervising a depository institution or credit union. The bill defines reputational risk as the potential for negative publicity or public attention to decrease confidence in the institution, lead to litigation, reduce revenues, or result in other adverse impacts to the institution. 

Agencies must report on the implementation of this bill. 

Summary as of: Introduced in Senate

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