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S. 2113 Senate Finance and Financial Sector

End the Fed’s Big Bank Bailout Act

Committee Consideration
Introduced
Jun 18, 2025
Sponsor
Sen. Paul, Rand (R-KY)
View on Congress.gov

STAGE 2 OF 8 — COMMITTEE CONSIDERATION

Currently in the Senate. Last action: committee on homeland security and governmental affairs. hearings held on Dec 11, 2025.

  1. Senate Introduced in Senate Jun 18, 2025
  2. Senate Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. Jun 18, 2025
  3. Senate Committee on Homeland Security and Governmental Affairs. Hearings held. Dec 11, 2025

Cosponsors

1

Subjects

Bank accounts, deposits, capitalBanking and financial institutions regulationFederal Reserve SystemWages and earnings

Committees

  • Homeland Security and Governmental Affairs Committee
    • [Hearings By (full committee), Dec 11, 2025]
  • Banking, Housing, and Urban Affairs Committee
    • [Referred To, Jun 18, 2025]

Summary

End the Fed’s Big Bank Bailout ActThis bill prohibits a Federal Reserve bank from paying earnings on balances maintained at a Federal Reserve bank by or on behalf of a depository institution. Currently, such balances may receive earnings at least once each quarter at a rate not to exceed the general level of short-term interest rates.

[Summary as of: Introduced in Senate]

Bill Text

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