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H.R. 2978 House Crime and Law Enforcement

GUARD Act

House Floor
Introduced
Apr 21, 2025
Sponsor
Rep. Nunn, Zachary (R-IA-3)
View on Congress.gov

STAGE 4 OF 8 — HOUSE FLOOR

Currently in the House. Last action: motion to reconsider laid on the table agreed to without objection on Sep 15, 2026.

  1. House Introduced in House Apr 21, 2025
  2. House Referred to the Committee on the Judiciary, and in addition to the Committee on Financial Services, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned. Apr 21, 2025
  3. House Committee Consideration and Mark-up Session Held May 13, 2026
  4. House Ordered to be Reported (Amended) by the Yeas and Nays: 52 - 0. May 13, 2026
  5. House Reported (Amended) by the Committee on Financial Services. H. Rept. 119-709, Part I. Jun 24, 2026
  6. House Considered under suspension of the rules. (consideration: CR H5602-5605) Sep 14, 2026
  7. House Ms. De La Cruz moved to suspend the rules and pass the bill, as amended. Sep 14, 2026
  8. House Considered under suspension of the rules. Sep 14, 2026
  9. House DEBATE - The House proceeded with forty minutes of debate on H.R. 2978. Sep 14, 2026
  10. House At the conclusion of debate, the Yeas and Nays were demanded and ordered. Pursuant to the provisions of clause 8, rule XX, the Chair announced that further proceedings on the motion would be postponed. Sep 14, 2026
  11. House Considered as unfinished business. Sep 15, 2026
  12. House Passed/agreed to in House: On motion to suspend the rules and pass the bill, as amended Agreed to by the Yeas and Nays: (2/3 required): 414 - 7 (Roll no. 301). Sep 15, 2026
  13. House On motion to suspend the rules and pass the bill, as amended Agreed to by the Yeas and Nays: (2/3 required): 414 - 7 (Roll no. 301). (text: CR H5602-5603) Sep 15, 2026
  14. House Motion to reconsider laid on the table Agreed to without objection. Sep 15, 2026
  15. House Latest vote
    On Motion to Suspend the Rules and Pass, as Amended Sep 16, 2026
    Agreed Yea 414 Nay 7 Roll Call

Cosponsors

54

Subjects

Advanced technology and technological innovationsCongressional oversightCrime victimsCriminal investigation, prosecution, interrogationEmployee hiringEmployment and training programsFraud offenses and financial crimesGovernment information and archivesIntergovernmental relationsLaw enforcement administration and funding

Committees

  • Financial Services Committee
    • [Reported By, Jun 24, 2026]
    • [Markup By, May 13, 2026]
    • [Referred To, Apr 21, 2025]
  • Judiciary Committee
    • [Referred To, Apr 21, 2025]

Summary

Guarding Unprotected Aging Retirees from Deception Act of 2026 or the GUARD Act of 2026This bill allows state, local, and tribal law enforcement agencies and grantees that receive funds from certain law enforcement grant programs to use the funds to investigate general financial fraud, elder financial fraud, and pig butchering. Pig butchering refers to a confidence and investment fraud in which a victim is gradually lured into transferring increasing amounts of money, generally in the form of cryptocurrency, into a fake virtual investment. The bill allows federal law enforcement agencies to assist state, local, and tribal law enforcement agencies and fusion centers in the use of tracing tools for blockchain and related technology tools.Finally, the bill requires the Financial Crimes Enforcement Network (FinCEN) to report on efforts to combat general financial fraud, elder financial fraud, pig butchering, and scams, including an evaluation of any legislative recommendations to improve the efforts. The bill also requires FinCEN to report on the state of general financial fraud, elder financial fraud, pig butchering, and scams in the United States, including trends in the crimes.

[Summary as of: Reported to House]

Bill Text

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