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H.R. 4238 House Commerce

Disaster Loan Accountability and Reform Act

Introduced
Jun 27, 2025
Sponsor
Rep. Moore, Tim (R-NC-14)
View on Congress.gov (opens in a new tab)

STAGE 4 OF 8 — HOUSE FLOOR

Currently in the House. Last action: received in the senate. read twice. placed on senate legislative calendar under general orders. calendar no. 448 on Jun 24, 2026.

  1. House Introduced in House Jun 27, 2025
  2. House Referred to the Committee on Small Business, and in addition to the Committee on the Budget, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned. Jun 27, 2025
  3. House Committee Consideration and Mark-up Session Held May 20, 2026
  4. House Ordered to be Reported in the Nature of a Substitute by the Yeas and Nays: 23 - 0. May 20, 2026
  5. House Reported (Amended) by the Committee on Small Business. H. Rept. 119-695, Part I. Jun 11, 2026
  6. House Committee on the Budget discharged. Jun 11, 2026
  7. House Placed on the Union Calendar, Calendar No. 603. Jun 11, 2026
  8. House Considered under suspension of the rules. (consideration: CR H4143-4145) Jun 23, 2026
  9. House On motion to suspend the rules and pass the bill, as amended Agreed to by voice vote. (text: CR H4143-4144) Jun 23, 2026
  10. House Mr. Williams (TX) moved to suspend the rules and pass the bill, as amended. Jun 23, 2026
  11. House Considered under suspension of the rules. Jun 23, 2026
  12. House DEBATE - The House proceeded with forty minutes of debate on H.R. 4238. Jun 23, 2026
  13. House Passed/agreed to in House: On motion to suspend the rules and pass the bill, as amended Agreed to by voice vote. Jun 23, 2026
  14. House On motion to suspend the rules and pass the bill, as amended Agreed to by voice vote. Jun 23, 2026
  15. House Motion to reconsider laid on the table Agreed to without objection. Jun 23, 2026
  16. Senate Received in the Senate. Read twice. Placed on Senate Legislative Calendar under General Orders. Calendar No. 448. Jun 24, 2026

Cosponsors

19

Subjects

Congressional oversightDisaster relief and insuranceGovernment information and archivesGovernment lending and loan guaranteesGovernment studies and investigationsSmall business

Committees

  • Budget Committee
    • Discharged From , Jun 11, 2026
    • Referred To , Jun 27, 2025
  • Small Business Committee
    • Reported By , Jun 11, 2026
    • Markup By , May 20, 2026
    • Referred To , Jun 27, 2025

Summary

Disaster Loan Accountability and Reform Act or the DLARAThis bill modifies the Small Business Administration (SBA) disaster loan program to require additional oversight and reports regarding the program.First, the bill requires the SBA to report monthly on the operation of the disaster loan program. (Currently, the SBA must report only during the applicable period for a major disaster.) The report must estimate the date on which available funding for such loans will reach 10% of the most recent appropriation and the date on which the funds will be depleted. If a report is not submitted by the required date, no funds may be obligated for official travel by the SBA Administrator until the report is submitted. Second, the President's annual budget must include separate statements regarding the appropriations request for SBA disaster loans and COVID-19 Economic Injury Disaster Loans (EIDL), including explanations for any difference between the amount requested and the 10-year average cost for such loans.Third, the SBA must notify Congress when the unobligated balance of amounts available for disaster loans is less than 10% of the 10-year average annual cost provided in the most recent presidential budget.Finally, the bill requires additional oversight of the disaster loan program, including Government Accountability Office reports on the disbursement of disaster loans and the cost of specified SBA rules that modified the loan program; andan SBA report on its actions to improve forecasting, data quality, and budget assumptions for the cost of disaster loans.

Summary as of: Reported to House

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