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H.R. 8141 House Finance and Financial Sector

Fair Credit Reporting Reseller Accuracy Act

Calendars and Scheduling, still live
Introduced
Mar 27, 2026
Sponsor
Rep. Lawler, Michael (R-NY-17)
View on Congress.gov (opens in a new tab)

STAGE 3 OF 8 — CALENDARS AND SCHEDULING

Currently in the House. Last action: placed on the union calendar, calendar no. 689 on Sep 1, 2026.

  1. House Introduced in House Mar 27, 2026
  2. House Referred to the House Committee on Financial Services. Mar 27, 2026
  3. House Committee Consideration and Mark-up Session Held Jun 30, 2026
  4. House Ordered to be Reported (Amended) by Voice Vote. Jun 30, 2026
  5. House Reported (Amended) by the Committee on Financial Services. H. Rept. 119-789. Sep 1, 2026
  6. House Placed on the Union Calendar, Calendar No. 689. Sep 1, 2026

Cosponsors

3

Subjects

Consumer creditData collection, sharing, protectionRetail and wholesale trades

Committees

  • Financial Services Committee
    • [Reported By, Sep 1, 2026]
    • [Markup By, Jun 30, 2026]
    • [Referred To, Mar 28, 2026]

Summary

Fair Credit Reporting Reseller Accuracy ActThis bill requires a consumer credit data reseller (a consumer reporting agency that does not maintain a credit database of its own, but assembles and merges a consumer's credit information from other agencies that it provides to a third party) to follow reasonable procedures to ensure the maximum possible accuracy of the credit information it provides.A reseller may not be held liable under the Fair Credit Reporting Act for the information it provides if the reseller accurately communicates the information obtained from another consumer reporting agency.

[Summary as of: Introduced in House]

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