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H.R. 10325 House Finance and Financial Sector

To increase the mandatory contribution amount of Federal Home Loan Banks to the Affordable Housing Program, and for other purposes.

Committee Consideration, still live
Introduced
Sep 8, 2026
Sponsor
Rep. Waters, Maxine (D-CA-43)
View on Congress.gov (opens in a new tab)

STAGE 2 OF 8 — COMMITTEE CONSIDERATION

Currently in the House. Last action: ordered to be reported unfavorably (amended) by the yeas and nays: 21 - 28 on Sep 16, 2026.

  1. House Introduced in House Sep 8, 2026
  2. House Referred to the House Committee on Financial Services. Sep 8, 2026
  3. House Committee Consideration and Mark-up Session Held Sep 16, 2026
  4. House Ordered to be Reported Unfavorably (Amended) by the Yeas and Nays: 21 - 28. Sep 16, 2026

Subjects

Government lending and loan guaranteesHousing and community development fundingHousing supply and affordability

Committees

  • Financial Services Committee
    • [Markup By, Sep 16, 2026]
    • [Referred To, Sep 8, 2026]

Summary

This bill increases the required contributions of Federal Home Loan Banks to the Affordable Housing Program established by each bank. These programs subsidize interest rates for member banks to finance (1) mortgages for low- and moderate-income individuals; and (2) the purchase, construction, or rehabilitation of affordable rental housing.Specifically, the bill increases the percentage of yearly net income that each Federal Home Loan Bank must contribute to these programs from 10% to 15%. 

[Summary as of: Introduced in House]

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