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S. 1564 Senate Finance and Financial Sector

Floodplain Enhancement and Recovery Act

Senate Floor, still live
Introduced
May 1, 2025
Sponsor
Sen. Murray, Patty (D-WA)
View on Congress.gov (opens in a new tab)

STAGE 5 OF 8 — SENATE FLOOR

Currently in the Senate. Last action: held at the desk on Oct 5, 2026.

  1. Senate Introduced in Senate May 1, 2025
  2. Senate Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. May 1, 2025
  3. Senate Senate Committee on Banking, Housing, and Urban Affairs discharged by Unanimous Consent. Sep 30, 2026
  4. Senate Passed/agreed to in Senate: Passed Senate without amendment by Unanimous Consent. Sep 30, 2026
  5. Senate Passed Senate without amendment by Unanimous Consent. (consideration: CR S5298; text: CR S5298) Sep 30, 2026
  6. Senate Message on Senate action sent to the House. Oct 5, 2026
  7. House Received in the House. Oct 5, 2026
  8. House Held at the desk. Oct 5, 2026

Cosponsors

3

Subjects

Aquatic ecologyEnvironmental assessment, monitoring, researchFloods and storm protectionLand use and conservationWetlands

Committees

  • Banking, Housing, and Urban Affairs Committee
    • [Discharged From, Oct 1, 2026]
    • [Referred To, May 1, 2025]
    • [Referred To, May 1, 2025]

Summary

Floodplain Enhancement and Recovery ActThis bill eases restrictions for ecosystem restoration projects in designated floodways that meet certain risk criteria.Under current National Flood Insurance Program requirements, such projects are generally prohibited in a designated floodway if the project would increase the area’s base flood elevation.The bill establishes conditions under which a community may permit an ecosystem restoration project within a designated floodway that would result in an increase in base flood elevations. Specifically, the project may be permitted if (1) a professional engineer determines that the cumulative effect of the increase will be not more than 1 foot; (2) no insurable structure or critical infrastructure is located in an impacted area; and (3) the community submits an analysis to the Federal Emergency Management Agency on the project’s effects after the project is complete.An ecosystem restoration project is defined by the bill as a project that manipulates the physical, chemical, or biological characteristics of a site with a goal of recovering, reclaiming, or improving the functions of an aquatic resource or floodplain. 

[Summary as of: Passed Senate]

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